Developing &
Consulting

VJW Limited, LLC is a property development and consulting firm located in Valparaiso, IN.

Owned by Jake Wagner, VJW Limited is a company emerging from over 20 years of building premier, custom homes in Northwest, Indiana (Wagner Homes)

| About Pepper Creek | Location | Overall Site Plan |
| Estate Acreage | Manor Homes | Marketplace |
| Photo Gallery | Financing | Schools |
| Environmental Initiatives | Get a Tour/Appointment |

 

 

Financing Expanded Lot Loan Program
for Pepper Creek

 

Loan Type and Terms

• 5 year balloon, 30-year amortization
• Balloon is 5 years with no conditional right to refinance

 

Loan Amounts

• Minimimum $50,000
• Maximum $225, 000

 

Lot Size

• Maximum of 5 acres
• Larger Parcels considered on a case by case basis
• Land must be improved

 

For Additional Information, contact the Mercantile Bank Residential Real Estate Division at (219) 933-2255.

 

Loans subject to credit approval. No survey or flood certification required. No procesing fee.

 

A commitment fee of 0.50% is charged at time of application. Subordinate financing not permitted.

 

 

Member FDIC

Environmental
Commitment

Jake's commitment to environmental excellence and preservation while developing land for distinguished neighborhoods and communities won him the coveted 2003 Indiana Governor's Award. The Governor's Award for Environmental Excellence in Land Use specifically honors Jake's work in developing Valparaiso's prestigious Harrison West community.

 

Residential Real Estate Division

 

Residential Real Estate Division
312 East Lincoln Highway
Schererville, IN 46375
(219) 933-2255

 

Maximum Loan To Value Ratios (Purchases Only)

- 85.01% to 90.00% - 6.125% APR*

- 80.01% to 85.00% - 6.000% APR*

- 75.01% to 80.00% - 5.875% APR*

- 75.00% or less - 5.750% APR*

 

* Annual Percentage Rate (APR) effective as of 6/16/004. Rates subject to change without notice.